So my 125 scooter I use to commute was stolen at the weekend. I'd just had £400 work done to it as well as an MOT, new tax disc and re-insurance. It was chained, covered, alarmed and off the road in a gated driveway. Yesterday it was picked up being ridden by a 15 year old without a helmet. The 15 year old is not the person who stole the bike, it was lifted by at least two people and probably put in a van.
The alarm has been ripped out, the stearing lock broken, mirrors kicked off, the ignition ripped out and hotwired. To add insult to injury the police have charged me £170 for the privilage of recovering my stolen property. Yes, the police are charging me a fucking storage fee for a vehicle that is only in their possession because someone stole it. Is the person found in possession having to pay? Despite riding a vehicle they could not have failed to know was stolen by dint of the fact that it needed to be hotwired, the answer is no.
The most gauling part is the repair and recovery cost barely exceded my excess, making a claim and loss of noclaims bonus with increased premiums far more expensive in the long run.
So the kid will probably will get off scot free, the people who stole the scooter will not get picked up and have profited, my insurance company still gets paid without having to pay out, the police have taken their cut (what the fuck are my taxes for again?) and I'm out a considerable sum of money.
I probably would have been better off if it hadn't been recovered at all.
Take away message, the victim of crime is at fault for allowing themselves to become a victim.