Hmm. As a thought exercise, consider the following:
Joe Schmoe (of the Manchester Schmoes) pays to go to a gym. One day, he wins a lifetime membership for whatever reason and no longer has to pay anything else.
Then Joe Schmoe starts making inappropriate statements and gestures toward all the women at said gym. Nothing illegal, but enough that it is making everyone uncomfortable.
To the people who take issue with Steam or Origin banning you from your games: Do you feel that the gym shoudl be able to ban Joe Schmoe in that case? They won't refund him the duration of his contract and he is definitely making the experience worse for eveyrone else there.