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Which Digital Game Store Is Best For Refunds: Steam vs. UPlay vs. Origin vs. GOG

Rumour has it that the decrepit Arkham Knight port beat a retreat on account of Steam refunds. After all, what better way to get a dastardly developer to blush and shuffle its hooves than to reverse its cash flow? Until June, when no-questions-asked refunds came into force, such a feat was impossible. Perhaps, after years of pro-consumer jabs at Microsoft and other corporates, Valve sought to make a material gesture that player interests are truly the heart of the Steam empire. Or perhaps they dislike being sued. Hint: they are currently being sued.

By now, you’ve likely encountered a shop and have a reasonable feeling about how refunds should work: if it doesn’t do what it’s meant to, you take it back. Nothing could be simpler. Refunds for digital products – or, as is often the case, licenses for digital products – are a legal hellscape of false assertions and misinformation, in large part a product of outdated legislation that no one is keen to test in court. To sift through the muck, I got in touch with Ryan Morrison, founder of the New York law firm by the same name (and no relation of mine this side of the 17th century). Whether you’re European, Stateside or in the wrong hemisphere altogether, here’s the plain English version of where and through which service your purchases are best protected and why some retailers still risk refusing refunds.

Steam And The Legal Landscape

Valve issue refunds for any reason so long as the purchase was made less than 14 days prior and it has been played for less than two hours. That includes DLC – provided that the underlying game is under the two-hour threshold – and cash added to your Steam Wallet. With one sweeping policy change, Steam refunds are sticking it to shady publishers; a silent guardian against dodgy ports and false advertising.

The official line is that “refunds are designed to remove the risk from purchasing titles”, but after ten years of hosting third-party games on Steam, such altruism seems odd, particularly as Valve’s interpretation of EU law had been gaining attention of late, while legal proceedings by the Australian competition regulator rumble on in the background.

In the EU, we’ve had the ‘right to withdraw’ from (unused) online purchases since summer 2014: a 14-day window to change your mind for any reason, such as having enjoyed a few beers before deciding that sword-handle umbrella was a must-have. Confusion arises with the distinct subcategory of ‘digital content’. The legislation states that once you start downloading or streaming the content, the right to withdraw is void provided that “the trader has complied with his obligations”. ‘Obligations’ means obtaining your agreement to the download and your acknowledgement that you're going to lose the right to withdraw. There is also the two-year EU warranty: if the goods are faulty or don’t work as advertised, you have the right to a minimum two-year refund period. From the European Union website, bold and all:

“The trader is always liable for remedying the defect and in some EU countries you also have the right to request a remedy from the producer.”

Valve’s previous set-up was different – subtly different to the point it became a legal haze. Users in the EU were asked to waive their right to withdraw, by means of a checkbox, on purchase, not on download. Imagine having a game on pre-order, undownloaded, when some scoundrel ups the system specs the night before launch. According to Valve, the right to withdraw was gone, even though the product was unactivated. In addition, they absolved themselves of responsibility for the quality of Steam’s products (and given the state of Early Access, you can see why they’d want to try). How is it they were never pulled up on this creative interpretation of the waiver?

“Few people are going to want to sue Steam, and even fewer attorneys would be willing to try,” Morrison tells me. “The law was ambiguous as to 'how' consumers could waive their right to withdraw; it only said they could. The top law firms in the world were unsure whether or not it could be done ‘secretly’ in the terms of service or had to be an active check mark. Steam went the safe route and did the check mark.”

Blood had clearly rushed to some heads Down Under, because the Australian Competition and Consumer Commission (ACCC) went looking for a fight. Proceedings began in August 2014 and continue to date, the ACCC alleging that Valve’s old policy denied statutory consumer rights under the Australian Consumer Law. Intriguingly, the ACCC acknowledge the former policy’s clause that refunds might be provided if required by local law, but are pursuing Valve on the grounds that the disclaimer was not enough to offset claims elsewhere in the policy that customers were not entitled to refunds and that Valve bore no responsibility for the quality of goods bought through Steam.

If you’re familiar with Steam customer service and Valve’s reticence to engage with their customers individually, the changes that the ACCC are requesting might cause a wry smile: an email address, phone number, PO box and designated representative to deal solely with consumer refund requests and queries. Ouch.

While Australia may have its watchful protector, the US is Gotham’s underbelly. “The actual laws will vary state by state,” Morrison says. “However, the Federal Trade Commission does enforce laws meant to prevent ‘fraudulent, deceptive, or unfair business practices such as false advertising’. Still, in most cases here in the states, you aren't buying your digital goods, you are buying a license to display them and use them on your devices. As such, they can offer a ‘too bad’ policy with regards to refunds of games or in-app purchases.”

Three major jurisdictions means three approaches to refunds: a laissez-faire ‘sod off’ to consumers, a well-meaning but ambiguous attempt at legislation, and one barking, foaming, litigating watchdog.

What Steam’s change of heart appears to have given us is a blanket policy – a one-size-fits-all attempt at pleasing everyone with as little administration as possible. As players, we’re in a much better position than we were before, and for the majority, a 14-day, two-hours-played refund window on anything and everything will be all we will ever need, but it is undeniably crude. For one thing, Morrison doubts it will go far enough to assuage the ACCC.

“It will help, but won't cure the main issue. The ACCC's suit is to have Valve's products (that are sold in Australia) include guarantees about the quality and fitness of the goods. If a consumer discovers a major fault in a 100-hour-long game three hours into play, then it would still violate Australian Consumer Law to prohibit that purchaser from seeking a full refund.”

Second, the new policy is unusual in not asking a reason for the refund. If you finish or plain don’t like an otherwise truthfully advertised, well-made game in two hours, you can still get money back, meaning that small developers making short games could be stung by the unscrupulous. The system will have to run for a few months to indicate whether there are dickheads enough to endanger honest devs, but it's already a reasonable cause for concern.

For now, US residents can rejoice and Europeans will take what we can get while keeping one eye on the outcome of Valve’s tussle with the ACCC. If it goes against them, I’ll be keen to see whether they extend concessions to the rest of the world or adopt a two-speed system – admin they seem desperate to avoid.

On page two, we compare refund policies between EA/Origin, GOG, Green Man Gaming and UPlay. Who wins? Hint: not UPlay.

EA/Origin

It’s a lot more pleasant to believe evil of EA than Valve – it’s the proper order of things. Depending on where you live, however, EA might offer some of the best money-back terms available.

The Great Game Guarantee gives you the ability to return any EA game within 24 hours of first launching it, or 72 hours in the event of some always-online cock-up that means you can’t get further than the title screen – politely, if you “can’t play it due to technical reasons within EA’s control”. All this applies within seven days of purchase, although it doesn’t extend to DLC.

That’s good news for those in the US, where before you had front-row seats at the launch day patch and ceremonial apology. It’s tricksy with third-party titles, however, offering not a cent unless the game in question is on the 11-strong list of external signatories to the Great Game Guarantee. Unlike Steam, however, Origin is dominated by first-party products, with much less farting about with alphas. All in all, you’re pretty well off with EA. What sort of world are we living in?

Balance is restored on this side of the Atlantic. Despite the refund FAQ’s claims that the Great Game Guarantee is in addition to local regulations, get to the checkout and European users will find the classic waiver explaining that one more click will do away with the right to withdraw. You accept the Guarantee or get out.

In Australia, EA take a rather different tone, as if eyeing with concern the underfed watchdog in the corner. The Australian Consumer Law stands: if a game can be argued not to do “all the things someone would normally expect them to do”, then the return should go through. In fact, it may be thanks to the ol’ ACCC that the Great Game Guarantee came to be. Remember how Sim City did rather few of things people expected it to? And that initially there were to be no refunds for downloaded copies? Stern words were exchanged in Oz, and EA blinked, agreeing to all the terms now demanded of Valve without litigation. There might have been some relish in the ACCC’s announcement that this was a “court enforceable undertaking”. Cheers, mate.

GOG

Amid a sea of legalese, GOG’s refund policy is a pleasant read, emojis and all. If the game doesn’t work – not if you’ve simply changed your mind – you have 30 days to return it. The support team will try to get it running for you, but should that fail the money is yours, wherever you are in the world.

There’s no mention of the right to withdraw or the two-year EU warranty, and Australian customers certainly have the right to a refund beyond 30 days if the product is found to be not as advertised, but in relative terms it’s a straightforward money-back guarantee that protects developers too.

Green Man Gaming

(Editor's note: This section has been amended to correct an error with the conditions for GMG's Batman: Arkham Knight refund policy. Apologies for the confusion.)

GMG’s discretionary approach appears well meaning (they don't say 'no' in as many words) but the conditions attached will almost invariably put you out of pocket.

A refund may be issued if the request is made seven days from the date of purchase or, if you’re in the EU, during the 14-day cooling off period - though only provided that the game has not been downloaded. That might not be so bad, but it’s the third condition for a refund that bodes ill, requiring that “The game activation key (including any bonus or beta keys) have not been disclosed to you by email or webpage”. Since keys for Steam, Origin and UPlay which are bought through GMG are automatically sent on hitting 'purchase', talk of cooling off periods is hot air – all sales are final.

Almost all sales, rather. Such was the collective outrage over the state of Arkham Knight that GMG have pledged to accept returns. There was initially a catch in that they'd only accept them if the game's still borked after Rocksteady's next patch, but now they're accepting all refunds at Warner Bros. request, according to a post on the GMG blog. This is some small good news for Batfans, at least.

UPlay

Oh Ubi, I wish you wouldn’t make it so easy for me to resent your install on my machine. I checked the following through an Australian proxy to make sure and, yes, this is transnational hubris:

“No returns / refunds will be offered for digital products except if we cannot deliver you the game.”

This from a company whose PC ports come with an air of DIY. Even the outright embarrassing state of Assassin’s Creed: Unity prompted not a penny in compensation: owners of the janky game got some DLC for the janky game, and ever-faithful season pass holders were thrown a freebie from the back catalogue.

“They can maintain that position for the same reason Apple doesn't follow the DMCA takedown procedure here in America,” Morrison says. “They just haven't been told ‘stop’ yet. Further, their policy says they have the discretion to grant refunds on digital sales in exceptional circumstances, so this may allow them to be claiming to remedy major faults. It is still likely running afoul of European law, strictly interpreted, however, and Australian law as well. They’re probably just lucky people are choosing to sue Valve instead, and are probably waiting for the results there very eagerly.”

Who’s for stencilling ‘ACCC’ onto a spotlight and putting it on the roof?

When not harassing lawyers, Angus Morrison runs the YouTube channel RE:roll, quizzing fellow players on their motives and behaviour. He does not often survive.

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